I was instructed by an individual who had a charge on his residential address for over 20 years and he needed a copy of the charge to try and get it removed.
The charge was for £5,000 plus 8% interest. The client cannot recall ever signing the legal charge, and the debt wasn’t paid in full. Thankfully, the creditor business was sold, and the new owner agreed to sign a discharge without further payment.
Services & Fees
To obtain a copy of a charge from HM Land Registry – £25 + VAT & £6 HMLR fee
File Open – 5 months
Always have a solicitor check any legal documents before you sign them.