If you have incurred the time and cost to obtain a County Court Judgment. Knowing which method of enforcement to use can be difficult. Uncertainty over your debtors’ income and assets is hard to overcome.
HMRC seems to have the upper hand. They have the Connect Database, a state of the art analytical computer system designed by BAE systems. The Connect system gets its data from 28 different sources, including, Companies House, The Land Registry, Banks, Employers. Details of salaries, cars, properties from self-assessments etc.
Could the future of claims and enforcement include an application to the Court Service for a data analysis of debtors to assist in deciding:
- If the debtor is worth pursuing
- Which method of enforcement is viable
Surely if HMRC already have this functionality, it shouldn’t be problematic for the Court Service to also utilise the same data, for a fee of course!
Seems obvious to me.